Monday, May 25, 2015

Have A Bank Account? Read This!!!

I keep getting emails supposedly from banks I don't even have an account with. It's either they want me to update my account details due to a new regulation or they want me to confirm that a recent transaction was made by me.
There are times it's from banks I have account with. I do remember getting an email notifying me that a debit transaction had just occurred on my GTB account and included a link to see the details of the transaction. It almost caught me. I had to restrain myself from clicking on the link and going to the bank's website to check for myself via internet banking. So without having to be an internet geek, what are the easy ways to avoid falling for this online scams designed to steal your bank account login details. 1.Never click on a link in an email coming from a bank, even if you are sure it's your bank and the email seem legit. Take the pain to go to their website or an ATM if you need to confirm anything. 2.Never reply an email you are sure is a scam mail. Nothing you write in the email will make the sender repent, you've only given him more data about you -- a confirmation that your email is valid and probably your full name that shows when you send mails. 3.Avoid logging in to your bank account on just any PC. Some PCs (and probably yours too if you visit gambling, porn and torrent sites) are infected with malwares that record your keystrokes. They continuously record everything you type and send them to the malware owner. Before long, they'll have all your login and passwords to your bank, email, Facebook, Twitter and every other site you log into.

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